Post Content
Products
General Liability
Coverages
- Limits available up to $1 Million/$3 Million
- Occurrence form
- Claims-made form available
- Broadened bodily injury, personal and advertising injury, property damage, medical payments, newly acquired or formed organization, and non-owned or chartered watercraft or aircraft coverages
- Automatic coverage for “special events” and certain additional insureds: Additional Information
Automobile
Coverages
- $1,000,000 combined single limit
- Liability and physical damage
- Hired and non-owned liability
- Social service agencies – volunteers as insureds
- Auto Broadening Enhancement Available: Additional Information
Crime
Coverages
- Loss sustained form
- Employee dishonesty
- Theft, disappearance & destruction
Professional Liability
Coverages
- Limits available up to $1 Million/$3 Million
- Occurrence form
- Claims-made form available
- Coverage for negligent acts, errors or omissions in the performance of or failure to perform professional services
Abuse or Molestation Liability
Coverages
- Limits available up to $1 Million/$3 Million
- Occurrence form
- Claims-made form available
- Limits dedicated to abuse or molestation coverage
Property
Coverages
- Buildings and business personal property
- Business income and extra expense
- Equipment breakdown
- Accounts receivable
- Valuable papers and records
- Electronic data processing
- Broadening endorsements available: Additional Information
Cyber Suite Coverage
Coverages
- $15,000 identity recovery limit
- $50,000 response expense limit
- $50,000 defense and liability coverage limit
- Higher limits available
Inland Marine
Coverages
- Miscellaneous property
- Commercial fine arts
- Electronic data processing
- Accounts receivable
- Valuable papers
How to Submit an Application
We are only accessible through a group of select retail agents who have a significant focus in social service organizations.
- Find a BHS agent near you.
- Agents seeking an appointment please contact us at [email protected].
- Currently appointed agents may submit applications to [email protected].
Requirements for submission:
- ACORD Applications
- Supplemental Questionnaires, as Applicable to Each Account
- 5 Years of Current Valued, Prior Carrier Loss Runs
- Website Address. If No Website is Available, a Narrative Description of Operations
- The Organization’s Brochures
Applications & More Information
- Applications
- Human Services Program
- Automobile Supplement
- Camp and/or Ropes/Challenge Course
- Center Based Child Care
- CyberSuite Questionnaire
- Foster and Adoption Services
- Home Health Care Questionnaire
- Professional Liability
- Recreation/Community Center
- Renewal Questionnaire
- Residential Facility
- Senior/Assisted Living
- Senior/Assisted Living Facility Specific Questionnaire
- Sheltered Workshop
- Sinkhole Loss Coverage
- Special Event/Fund Raising
- Swimming Pools/Beaches
- Winter Weather Building & Pipe Freeze Prevention