Products

General Liability

Coverages
  • Limits available up to $1 Million/$3 Million
  • Occurrence form
  • Claims-made form available
  • Broadened bodily injury, personal and advertising injury, property damage, medical payments, newly acquired or formed organization, and non-owned or chartered watercraft or aircraft coverages
  • Automatic coverage for “special events” and certain additional insureds: Additional Information

Automobile

Coverages
  • $1,000,000 combined single limit
  • Liability and physical damage
  • Hired and non-owned liability
  • Social service agencies – volunteers as insureds
  • Auto Broadening Enhancement Available: Additional Information

Crime

Coverages
  • Loss sustained form
  • Employee dishonesty
  • Theft, disappearance & destruction

Professional Liability

Coverages
  • Limits available up to $1 Million/$3 Million
  • Occurrence form
  • Claims-made form available
  • Coverage for negligent acts, errors or omissions in the performance of or failure to perform professional services

Abuse or Molestation Liability

Coverages
  • Limits available up to $1 Million/$3 Million
  • Occurrence form
  • Claims-made form available
  • Limits dedicated to abuse or molestation coverage

Property

Coverages
  • Buildings and business personal property
  • Business income and extra expense
  • Equipment breakdown
  • Accounts receivable
  • Valuable papers and records
  • Electronic data processing
  • Broadening endorsements available: Additional Information

Data Compromise Coverage

Coverages
  • $15,000 identity recovery limit
  • $50,000 response expense limit
  • $50,000 defense and liability coverage limit
  • Higher limits available

Inland Marine

Coverages
  • Miscellaneous property
  • Commercial fine arts
  • Electronic data processing
  • Accounts receivable
  • Valuable papers