Payment Plans

Posted by & filed under General.

We read and hear about Social Service funding declines almost on a daily basis. Government funding is becoming more and more difficult for many social agencies. Government shutdowns, budget cuts, and more stringent guidelines are contributing mightily to these difficulties. Many, if not most, of Berkley Human Services’ (BHS) insureds rely on government funding to… Read more »

Flood Preparation

Posted by & filed under General.

According to the National Oceanic and Atmospheric Administration’s National Centers for Environmental Information National Temperature and Precipitation maps (, parts of the East, Ohio Valley, Upper Midwest and Southern Plains of the U.S. had record breaking rain in September through November of 2018.  The dangerous combination of the extra fall rain, melting snow and rising… Read more »

Beware of Using Personal Vehicles for Business Purposes

Posted by & filed under Claims, General, News.

These days, it seems that many organizations are relying more and more on employees and volunteers to personally carry out business-related activities of the organization. This may include using their own personal vehicles for any number of business-related purposes, such as traveling to off-site meetings, picking up office supplies, attending organization-mandated development classes, or conducting… Read more »

2018 Winter Preparedness Part ll

Posted by & filed under General.

Winter weather is around in the corner.  Now is the ideal time to prepare and protect your business property against burst pipes, ice build-up and power disruption. Some areas of the United States have already experienced snow and freezing temperatures this year. Property damage losses from snow, ice, freezing and related causes averaged $1.2 billion… Read more »

2018 Winter Preparedness

Posted by & filed under General.

It’s that time of year again. As the daylight gets shorter, it’s a reminder that winter is upon us. It’s also a reminder to take some precautionary measures to ensure your operation makes it through the winter season without suffering any of the common causes of loss. Read below for some tips to prepare your… Read more »

Driver Training Effectiveness

Posted by & filed under General, News, Risk Control.

Despite all the efforts to train drivers, vehicle collisions remain the leading cause of on the job fatalities. According to a U.S. Bureau of Labor Statistics’ 2016 report, work injuries involving transportation incidents accounted for 40% of all work related fatalities. For human services organizations, this exposure also presents significant third party liability where consumers… Read more »

Natural Disasters – Are You Prepared?

Posted by & filed under Risk Control.

Natural disasters disrupt hundreds of thousands of lives every year, and each disaster has lasting effects, both to people and property. In the United States, many of us, our communities, and the organizations that we serve have already experienced first-hand the perils, devastation and loss associated with natural disasters. The process of recovery and rebuilding… Read more »

Distracted Driving

Posted by & filed under Risk Control.

Drivers encounter several distractions in the course of their daily driving activities.  Driving distractions divert attention away from the central task of driving, and may compromise the safety of the driver, passengers and anyone in the vehicle’s path of travel. Cell phone integration, navigation systems and infotainment devices are standard equipment in most vehicles sold… Read more »